Compare Auto Insurance by State

State minimum requirements, average rates, and top carriers vary by location. Select your state for tailored coverage information.

50 states available

Alabama cityscape and street view
Alabama Out-of-State Suspension InsuranceAlabama enforces DLC suspensions from out-of-state DUIs. Reinstate by clearing the originating state first. See cross-state SR-22 carriers and rules.
Alaska cityscape and street view
Alaska Out-of-State Suspension InsuranceAlaska reports out-of-state DUI and reckless convictions through DLC. Reinstatement requires clearing the suspending state first. Compare coverage.
Arizona cityscape and street view
Arizona Out-of-State Suspension Insurance GuideArizona recognizes all DLC suspensions and holds Arizona driving privileges until your home state lifts its suspension.
Arkansas cityscape and street view
Arkansas Cross-State Suspension & SR-22 | Out of State SuspensionArkansas recognizes out-of-state DUI suspensions through DLC. SR-22 required for 3 years at $145–$195/mo. Learn about reinstatement requirements today.
California cityscape and street view
California Out-of-State Suspension | Out of State SuspensionCalifornia DLC participation means out-of-state DUI and reckless driving convictions trigger home-state suspension.
Connecticut cityscape and street view
Connecticut Auto Insurance for Out-of-State SuspensionsConnecticut requires 25/50/25 liability and accepts cross-state SR-22 through DLC. Out-of-state suspensions report within 30 days.
Idaho cityscape and street view
Cross-State Suspension Coverage Idaho | Out of State SuspensionIdaho DLC member—out-of-state suspensions report and trigger home-state action. SR-22 filed; Idaho lifts hold once clearance arrives. Learn how DLC works.
Virginia cityscape and street view
Cross-State Suspension VA | Out of State SuspensionVirginia DLC member — out-of-state DUI reports to VA DMV in 30–90 days, triggering home-state suspension. Cross-state SR-22 averages $145–$195/mo.
Delaware cityscape and street view
Delaware Out-of-State Suspension InsuranceDelaware enforces DLC-reported suspensions from 44 states. Reinstatement required before Delaware issues license. Compare cross-state SR-22 carriers.
Florida cityscape and street view
Florida Out-of-State Suspension CoverageFlorida applies home-state suspension when DLC reports your out-of-state DUI or reckless conviction.
Georgia cityscape and street view
Georgia Out-of-State Suspension & SR-22 FilingGeorgia participates in AAMVA and NRVC. Out-of-state suspensions report within 30-90 days. Find cross-state SR-22 carriers in Georgia today.
Hawaii cityscape and street view
Hawaii Out-of-State Suspension InsuranceHawaii recognizes DLC-reported suspensions from other states. SR-22 from the suspending state meets filing requirements, but reinstatement requires
Illinois cityscape and street view
Illinois Out-of-State Suspension GuideIllinois reports out-of-state DUI and serious convictions through DLC. If suspended elsewhere, you must resolve the original state's requirements
Indiana cityscape and street view
Indiana Out-of-State Suspension | Out of State SuspensionIndiana recognizes out-of-state suspensions through DLC within 7–15 days. Review SR-22 filing requirements, reinstatement steps, and rates for drivers.
Iowa cityscape and street view
Iowa Out-of-State Suspension SR-22 CoverageIowa suspends licenses for out-of-state DUI within 30-90 days. Learn SR-22 filing requirements and reinstatement rules for cross-state coverage.
Kansas cityscape and street view
Kansas Out-of-State Suspension InsuranceKansas is a DLC member — out-of-state DUI and serious violations report automatically and trigger home-state suspension.
Kentucky cityscape and street view
Kentucky Out-of-State Suspension GuideKentucky DLC member — out-of-state DUI reports in 10–15 days, triggering suspension. SR-22 required 3 years. Learn cross-state reinstatement steps.
Louisiana cityscape and street view
Louisiana Out-of-State Suspension CoverageLouisiana reports out-of-state DUI through DLC within 10-30 days. 15/30/25 minimums required. Compare SR-22 insurance carriers now.
Massachusetts cityscape and street view
MA Out-of-State Suspension Insurance & SR-22 FilingMassachusetts doesn't auto-suspend for out-of-state DUI, but the RMV blocks renewal until the suspending state clears you.
Maine cityscape and street view
Maine Cross-State Suspension Coverage & SR-22Maine recognizes out-of-state DUI and suspension through the Driver License Compact. SR-22 from the suspending state must meet Maine's 50/100/25 minimums.
Maryland cityscape and street view
Maryland Out-of-State Suspension CoverageMaryland enforces out-of-state suspensions through DLC. Cross-state SR-22 from $165/mo. Suspensions transfer within 10 days. Compare filing carriers.
Michigan cityscape and street view
Michigan Out-of-State Suspension Auto InsuranceMichigan is not a DLC member but reports most out-of-state suspensions via AAMVA. Michigan requires 20/40/10 minimums plus PIP.
Minnesota cityscape and street view
Minnesota Cross-State Suspension CoverageMinnesota DPS-DVS requires suspending-state reinstatement first under DLC reporting. SR-22 filings accepted for out-of-state holds. Learn more.
Mississippi cityscape and street view
Mississippi Cross-State Suspension InsuranceMississippi enforces DLC suspensions — out-of-state DUI convictions report within 30–60 days and trigger home-state suspension.
Missouri cityscape and street view
Missouri Cross-State SR-22 & DLC SuspensionsMissouri reports out-of-state DUI through DLC within 30-90 days and suspends your license. SR-22 must be filed in Missouri, not where the violation
Montana cityscape and street view
Montana Auto Insurance Rates & RequirementsMontana requires 25/50/20 liability minimums. Average full coverage costs $110–$145/month. Compare carriers for wildlife and winter claims coverage.
Nebraska cityscape and street view
Nebraska Out-of-State Suspension | Out of State SuspensionNebraska is a DLC member — out-of-state DUI convictions report within 10 days. See SR-22 requirements, reinstatement fees, and cross-state filing rules.
Nevada cityscape and street view
Nevada Out-of-State Suspension GuideNevada participates in the Driver License Compact, which reports out-of-state DUI and reckless driving convictions to your home state within 30 days.
New Hampshire cityscape and street view
New Hampshire Out-of-State Suspension GuideNew Hampshire DLC membership means out-of-state DUI and serious violations trigger home-state suspension.
North Dakota cityscape and street view
North Dakota Auto Insurance for Out-of-State SuspensionsNorth Dakota requires 25/50/25 minimums and PIP. DLC member state—out-of-state DUI convictions suspend your ND license. SR-22 filings accepted cross-state.
Ohio cityscape and street view
Ohio Out-of-State Suspension CoverageOhio recognizes out-of-state DUI and reckless driving suspensions through the Driver License Compact.
Oklahoma cityscape and street view
Oklahoma Auto Insurance Rates & RequirementsOklahoma requires 25/50/25 minimum liability. Average rates: $110–$145/mo minimum, $220–$295/mo full coverage. Compare carriers for high-risk drivers.
Oregon cityscape and street view
Oregon Out-of-State Suspension InsuranceOregon reports DUI to 44 DLC states within 30-60 days. Out-of-state suspensions require reinstatement in the suspending state first.
North Carolina cityscape and street view
Out-of-State Suspension — North Carolina | Out of State SuspensionNorth Carolina enforces DLC-reported out-of-state suspensions as home-state penalties. SR-22 filing starts at $145–$190/mo. Get details now.
Colorado cityscape and street view
Out-of-State Suspension in Colorado | DLC RulesColorado enforces out-of-state suspensions through the Driver License Compact. Learn how DLC reporting affects your Colorado license and what cross-state
New Jersey cityscape and street view
Out-of-State Suspension in New Jersey | Out of State SuspensionNew Jersey recognizes out-of-state suspensions through DLC. NJ applies home-state consequences for DUI, reckless driving in other states.
New Mexico cityscape and street view
Out-of-State Suspension in New MexicoNew Mexico is a Driver License Compact member. License suspensions from other states follow you here. Learn cross-state reinstatement requirements.
New York cityscape and street view
Out-of-State Suspension in New York | DLC RulesNew York recognizes out-of-state suspensions via Driver License Compact. You must reinstate in the suspending state before driving in New York.
Pennsylvania cityscape and street view
Out-of-State Suspension in PennsylvaniaPennsylvania reports and recognizes out-of-state suspensions through the Driver License Compact.
Texas cityscape and street view
Out-of-State Suspension in Texas | Out of State SuspensionTexas recognizes DLC-reported out-of-state suspensions and applies reciprocal penalties to your TX license. Resolve it in the originating state.
Vermont cityscape and street view
Out-of-State Suspension in Vermont | DLC StatesVermont recognizes out-of-state DUI and reckless driving suspensions from 44 DLC states within 30-90 days.
West Virginia cityscape and street view
Out-of-State Suspension in West VirginiaWest Virginia DLC member—suspensions report to your home state in 30 days. Learn cross-state SR-22 options and reinstatement rules.
South Dakota cityscape and street view
Out-of-State Suspension Insurance — South DakotaSouth Dakota DLC reports out-of-state convictions automatically. SR-22 filing required in both states. See cross-state reinstatement options and rates.
Rhode Island cityscape and street view
Rhode Island Out-of-State Suspension GuideRhode Island is a DLC member — suspensions from 44 other states report automatically and trigger home-state action.
South Carolina cityscape and street view
South Carolina Out-of-State Suspension InsuranceSouth Carolina DMV enforces out-of-state suspensions. Dual SR-22 filings typically required. Explore cross-state reinstatement options and rate ranges.
Tennessee cityscape and street view
Tennessee Cross-State Suspension CoverageTennessee is a non-DLC state — out-of-state suspensions don't auto-transfer, but TN requires clearance from the suspending state before issuing a license.
Utah cityscape and street view
Utah Out-of-State Suspension | DLC RequirementsUtah is a DLC member — out-of-state DUI convictions report to Utah DMV and trigger suspension. Reinstatement requires the suspending state to lift first.
Washington cityscape and street view
Washington Out-of-State Suspension | Out of State SuspensionWashington participates in the DLC—out-of-state suspensions report within 30-90 days. See cross-state SR-22 filing options and reinstatement steps.
Wisconsin cityscape and street view
Wisconsin Out-of-State Suspension InsuranceWisconsin isn't a DLC member but accesses AAMVA records—moving here doesn't clear your suspension. SR-22 filing accepted from WI carriers to other states.
Wyoming cityscape and street view
Wyoming Cross-State Suspension InsuranceWyoming DLC member — out-of-state suspensions report automatically. 25/50/20 minimums required. SR-22 accepted. Compare carriers for your state pair.